South Jersey Real Estate Investors Association

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Wholesaling - Creative Finance & Lease Options

with... Multiple Speaker(s)

We will be going over difference creative finance strategies, case studies and how we BRRRR w/out the bank!

Thursday, May 8, 2025 6:30 PM - 8:30 PM
Town & Country Diner
177 US-130 Bordentown, NJ 08505

SJREIA Wholesaling - 6:30pm
Members are free - visitors pay $20
Location: Town & Country Diner - 177 US-130, Bordentown, NJ 08505

Creative Finance & Lease Options (Selling Homes on Rent to Own)

We will be going over difference creative finance strategies, case studies and how we BRRRR w/out the bank!

Speakers Mike Scarpa & Jae Morales

Who Are Mike Scarpa & Jae Morales?

Mike Scarpa and Jae Morales are 28-year-old real estate investors, entrepreneurs, and coaches leading the charge toward financial freedom. Originally from Bayonne, NJ, and Puerto Rico respectively, Mike and Jae left high-level careers in finance and law to pursue full-time real estate entrepreneurship in 2022.

Since then, they’ve completed over 100 real estate transactions—90% through Creative Financing strategies—and built a portfolio valued at over $3 million. They also purchased their primary residence, a lakefront home in Pennsylvania, with no money down and a 2.9% rate using creative financing!

What Do Mike & Jae Do?

Mike and Jae are the powerhouse team behind Roman for Homes, a virtual real estate business specializing in wholesaling creative finance and cash deals, including novations.

Their team includes:
* 4 Full-Time Virtual Assistants
* An Acquisitions Manager
* A Transaction Coordinator

With expertise spanning over 15 states, they’ve closed deals through social media marketing, joint ventures, and referrals. While their primary markets are Pennsylvania and New Jersey, their reach is nationwide.

In addition to running Roman for Homes, Mike and Jae founded Roman’s Creative Academy, a coaching platform designed to empower others to build acquisition companies and achieve financial freedom. Their signature "Business in a Box" coaching methods have helped many investors achieve remarkable success.

Key Accomplishments
* National Speakers: Featured at various real estate events, including as keynote speakers at an upcoming retreat in Colombia (March 2025).
* Business from Scratch: Built a scalable, profitable company while living with Mike’s mom.
* Creative Finance Pioneers: Established a reputation for integrity and excellence in the creative finance space.

Future Goals
1. Help 10 aspiring real estate investors build profitable acquisition businesses in 2025.
2. Acquire a commercial multi-family property with no money down using Creative Financing strategies.
3. Expand their presence as speakers and podcast guests to inspire more entrepreneurs nationwide.

Connect With Mike & Jae
* Text/Call: 267-651-0144
* Instagram:
* @roman.with.mike
* @roman.with.jae

Time: 6:30pm to 8:30pm

Cost: SJREIA Members attend free -- visitors pay $20

LOCATION: Town & Country Diner - 177 US-130, Bordentown, NJ 08505
Please RSVP if you plan to attend so restaurant will have staff available for our group.  Please plan to order something from the menu -- thanks!


Wholesaling Leader Stephen Chatto

Stephen is an accomplished real estate professional with over two decades of experience. His journey began in 2000 purchasing his first 3 family rental properties. A few more rentals and all was well, but he still needed to work. In 2012 he saw the possibilities available to him through wholesaling real estate. He decided to fully commit to real estate full time wholesaling to sustainably meet financial obligations and obtain more properties.

Over time, Stephen’s expertise in the real estate market evolved from wholesaling to purchasing multiple rental portfolios using the BRRR strategy, and most recently pursuits in private lending for truly passive income. Wholesaling has made him his own boss and he wants others to experience the same freedom. He has run SJREIA’s Wholesaling Subgroup since 2016.


Co-leader Roland Jefferson

Roland is a real estate wholesaler and a man of faith with a beautiful wife and 3 fantastic grown children.  After much prayer for alternative ways to increase his income during his 17 years in corporate American, where he maxed his income as a performance engineering IT computer consultant, Roland discovered real estate wholesaling. He dove into the information age of free podcasts and YouTube University to gain an understanding of this new opportunity during his long work commutes to New York City. Eventually, Roland began working part-time in wholesaling real estate and as his education grew, he invested in advanced training and coaching to accelerate his knowledge and develop more consistent deal flow.

Roland has been blessed with the ability to replace and exceed his corporate income enabling him to be a full-time real estate wholesaler for the past 2 years. In addition to his love of winning in the wholesale arena, Roland also has a passion for teaching new wholesalers and helping them to achieve their own success. Roland believes in being a blessing to motivated sellers, serious cash buyers and anyone willing to learn and work as a real estate wholesaler in order to be a positive impact in the lives of others.

Meeting the 2nd Thurs every month.  

Real estate wholesaling is one of the most powerful strategies for investors.

  • How does it work?
  • How can you get started, and be successful at it?
  • If you currently wholesale, how can you find better deals and more profit?

Visitors are welcome to join at any meeting!
BECOME a member the same night (various membership options available, see below) and we'll credit your visitor fee toward your membership.
Email info@sjreia.org to receive your discount promo code.
Membership benefits include

  • FREE admission to all main and focus group meetings
  • FREE participation in our online networking 24/7 chat forum
  • FREE access to our video resource library - 100's of hours of video replays from past meetings
  • FREE to join our Home Depot 2% back rebate program + get 20% off paint discounts (terms and conditions apply)

 

SJREIA Disclaimer

www.SJREIA.org  (South Jersey Real Estate Investors Association) does not give legal, tax, economic, or investment advice. SJREIA disclaims all liability for the action or inaction taken or not taken as a result of communications from or to its members, officers, directors, employees and contractors. Each person should consult their own counsel, accountant and other advisors as to legal, tax, economic, investment, and related matters concerning Real Estate and other investments.  more...


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  • Members, Login to Register with the Member's Price
Members:
FREE for Members
Non-Members:
$20.00

Date:  Thursday, May 8, 2025
Time:  6:30 PM - 8:30 PM

Location:
Town & Country Diner
177 US-130
Bordentown, NJ 08505

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SJREIA Disclaimer

www.SJREIA.org  (South Jersey Real Estate Investors Association) does not give legal, tax, economic, or investment advice. SJREIA disclaims all liability for the action or inaction taken or not taken as a result of communications from or to its members, officers, directors, employees and contractors. Each person should consult their own counsel, accountant and other advisors as to legal, tax, economic, investment, and related matters concerning Real Estate and other investments. 

SJREIA – South Jersey Real Estate Investors Association, PO Box 689, Marlton, NJ 08053

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PO Box 689
Marlton, NJ 08053
(856) 663-1133

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Disclaimer

www.SJREIA.org  (South Jersey Real Estate Investors Association) does not give legal, tax, economic, or investment advice. SJREIA disclaims all liability for the action or inaction taken or not taken as a result of communications from or to its members, officers, directors, employees and contractors. Each person should consult their own counsel, accountant and other advisors as to legal, tax, economic, investment, and related matters concerning Real Estate and other investments.   

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